Barclays has introduced a new mortgage product aimed at helping council and housing association tenants take their first step onto the property ladder - with no deposit required.

The offer is available to those purchasing their home through the Right to Buy scheme, and instead of asking for a cash deposit, Barclays will count the Right to Buy discount as the deposit. It’s a move designed to remove one of the biggest barriers facing many aspiring homeowners - saving for a lump sum.

There’s some cautiously good news for buyers and homeowners this spring - several lenders are expected to reduce mortgage rates in the coming weeks following global economic uncertainty.

The shift is linked to changes in US trade policy, which have raised expectations that the Bank of England might lower interest rates more than originally forecast this year. While no one can say exactly how far rates will fall, it’s already influencing how lenders price their mortgage deals.

In the past year, more than 800 people have taken their first step onto the property ladder thanks to a low-deposit mortgage deal from Yorkshire Building Society.

Spring is usually the busiest season for the housing market. Lighter evenings, improving weather, and a fresh sense of momentum tend to bring buyers and sellers out in force.

The latest House Price Index shows that while the housing market is seeing more homes coming up for sale, prices overall are still holding steady - with average UK property values now sitting at £267,500.

If you're a buyer right now, the picture might feel a bit mixed. There’s more choice than before, mortgage rates have settled, and prices are rising in some areas while cooling in others. Here's a quick breakdown of what the numbers mean - and how to stay one step ahead in today’s market.